Debtor Current Account Tracing is a service that allows you to acquire information regarding the existence of bank current accounts, postal accounts, registered to a natural or legal person.
Debtor Current Account Tracing can be requested by natural persons with residence and/or domicile in Italy and legal persons (capital companies, snc, sas and associations) that have their registered office in Italy.
The banking investigation aimed at tracing the debtor's current account relationships is carried out throughout the national territory.
When can it be useful to request the service? Judicial executions, debt collection, successions.
Any type of bank tracking is processed within 15 working days.
There are 2 types of tracking available:
- Basic Current Account Tracing
- Gold Current Account Trace
Below is detailed information on each service
Base Tracking
- Indication of residence or registered office if a legal person.
- Active bank accounts.
- Active postal current accounts.
Gold Tracking
- Indication of residence or registered office.
- Active bank accounts.
- Active postal current accounts.
- Online checking accounts.
- Savings books.
- Deposit accounts.
- Account cards with IBAN
The Current Account Tracing Service is mainly aimed at Law Firms specializing in debt collection. It is often requested before carrying out a seizure. Also bankruptcy trustees who need to ascertain whether or not there are bank accounts in the name of the bankrupt, in addition to those evidently already declared.
This type of asset investigation can also be useful in inheritance matters. Think of all those cases in which it is necessary to verify whether the deceased was the holder of bank accounts whose existence the heirs did not know.
Important information regarding Debtor Account Tracing.
Given the sensitivity of the matter, bank tracing can be requested only if you actually have a credit or other right against the natural or legal person for whom the tracing is requested. It is advisable to indicate the details of the judgment or enforcement proceedings in the notes of the request. Requests that do not have these requirements will not be processed.
Please note that this type of activity is performed by an external partner company with regular authorization pursuant to art. 134 TULPS. For more information read here.
None of the above-mentioned natural or legal person asset investigations allows for the verification of the existence of debit cards or rechargeable credit cards. Only those with an IBAN as specified above can be traced. All joint accounts are excluded from the investigation.
Regarding investigations for inheritance purposes, it is specified that the research can only be done on subjects who died in the previous 12 months. Obviously, it is necessary to document that you are the heir of the subject for whom the investigation is being done.
For any information or clarification on Debtor Current Account Tracing you can send your requests from the contact us page.
